Federal Loan Caps for Graduate Programs Force Students to Reconsider Advanced Degrees
New federal lending restrictions have fundamentally altered how prospective graduate students finance their education, with borrowing limits now capped at $100,000 for master's and doctorate degrees and $200,000 for professional programs such as medicine, law, and dentistry. The policy, implemented as part of a broader federal spending package, is already forcing qualified applicants to postpone enrollment or abandon career aspirations altogether. What Changed in Federal Loan Rules Effective Jul…









